Polish-headquartered
investment platform XTB has expanded its digital wallet service to support 19
different currencies, adding several new options as the company prepares for
increased usage during the summer travel period.
The fintech
aims for its eWallet to be used not only by investors exchanging currencies for
their trades, but also by consumers and vacationers, increasingly positioning
itself as an all-in-one financial super app.
XTB Expands eWallet to
Support 19 Currencies
The eWallet
feature, which
was first introduced in October 2024, combines a virtual wallet with a
multi-currency card, now handles currencies from four continents. Users can
hold funds in Polish zloty, euros, US dollars, British pounds, Hungarian
forints, Romanian lei, Czech crowns, Norwegian kroner, Mexican pesos, Swiss
francs, Thai baht, Japanese yen, Canadian dollars, Chinese yuan, Australian
dollars, Danish kroner, Singapore dollars, Turkish lira, and Swedish kronor.
The Warsaw
publicly-listed company (WSE: XTB)
doesn’t charge fees for currency exchanges between virtual wallets, unlike many
competing multi-currency cards that require users to meet specific conditions
for fee-free transactions. The service is currently available in nine
countries, with plans to expand to additional markets.

“We
are entering a period that will be the first serious test for eWallet,” said
Omar Arnaout, XTB’s CEO. “The vacation time and foreign travel is a moment when
our users will certainly use this solution more intensively.”
“That’s why
we wanted the currency offering to meet the expectations not only of investors,
but also of each of us who wants to use convenient payments outside the
country’s borders. Thanks to this, only the XTB app is enough to be able to
relax freely when money will work hard.”
The eWallet
service is available to individual customers who maintain investment accounts
with XTB. DiPocket UAB, an electronic money institution registered with the
Bank of Lithuania, provides the underlying payment services and card
infrastructure. The cards operate on the Mastercard network.
Additional Features in
Development
The
currency expansion isn’t XTB’s only planned update for the summer period. The
company says it’s working on additional features that will be rolled out in the
coming weeks to make the wallet service more attractive to users.
XTB is also
conducting key-phase testing of its Individual Retirement Account (IKZE)
product, which has been highly anticipated by Polish investors after
the successful rollout of Individual Retirement Account (IKE). The company
expects to make this retirement savings option available to a broader customer
base soon.
Founded in
2004, XTB
serves over 1.55 million clients globally through its mobile investment
platform. The company provides access to more than 8,600 financial
instruments including stocks, ETFs, and contracts for difference across
currencies, commodities, indices, and cryptocurrencies .
Polish-headquartered
investment platform XTB has expanded its digital wallet service to support 19
different currencies, adding several new options as the company prepares for
increased usage during the summer travel period.
The fintech
aims for its eWallet to be used not only by investors exchanging currencies for
their trades, but also by consumers and vacationers, increasingly positioning
itself as an all-in-one financial super app.
XTB Expands eWallet to
Support 19 Currencies
The eWallet
feature, which
was first introduced in October 2024, combines a virtual wallet with a
multi-currency card, now handles currencies from four continents. Users can
hold funds in Polish zloty, euros, US dollars, British pounds, Hungarian
forints, Romanian lei, Czech crowns, Norwegian kroner, Mexican pesos, Swiss
francs, Thai baht, Japanese yen, Canadian dollars, Chinese yuan, Australian
dollars, Danish kroner, Singapore dollars, Turkish lira, and Swedish kronor.
The Warsaw
publicly-listed company (WSE: XTB)
doesn’t charge fees for currency exchanges between virtual wallets, unlike many
competing multi-currency cards that require users to meet specific conditions
for fee-free transactions. The service is currently available in nine
countries, with plans to expand to additional markets.

“We
are entering a period that will be the first serious test for eWallet,” said
Omar Arnaout, XTB’s CEO. “The vacation time and foreign travel is a moment when
our users will certainly use this solution more intensively.”
“That’s why
we wanted the currency offering to meet the expectations not only of investors,
but also of each of us who wants to use convenient payments outside the
country’s borders. Thanks to this, only the XTB app is enough to be able to
relax freely when money will work hard.”
The eWallet
service is available to individual customers who maintain investment accounts
with XTB. DiPocket UAB, an electronic money institution registered with the
Bank of Lithuania, provides the underlying payment services and card
infrastructure. The cards operate on the Mastercard network.
Additional Features in
Development
The
currency expansion isn’t XTB’s only planned update for the summer period. The
company says it’s working on additional features that will be rolled out in the
coming weeks to make the wallet service more attractive to users.
XTB is also
conducting key-phase testing of its Individual Retirement Account (IKZE)
product, which has been highly anticipated by Polish investors after
the successful rollout of Individual Retirement Account (IKE). The company
expects to make this retirement savings option available to a broader customer
base soon.
Founded in
2004, XTB
serves over 1.55 million clients globally through its mobile investment
platform. The company provides access to more than 8,600 financial
instruments including stocks, ETFs, and contracts for difference across
currencies, commodities, indices, and cryptocurrencies .
This post is originally published on FINANCEMAGNATES.