XRP (Ripple) is a leading cryptocurrency known for its fast and cost-effective transactions, powered by RippleNet technology and the Ripple Protocol Consensus Algorithm (RPCA). Unlike Bitcoin, it relies on trusted nodes instead of mining, which enhances its efficiency. XRP facilitates currency exchanges and provides liquidity across the network. This article explores XRP’s price forecasts for the coming years and examines the factors influencing its value.
The article covers the following subjects:
Major Takeaways
- The current price of XRP stands at $3.17810 as of 24.01.2025.
- The highest XRP price of $3.3963 was reached on 2025-01-16, while the all-time low of $0.1055 was set on 2020-03-13.
- The Ripple coin is the third cryptocurrency by market capitalization ($184.27 billion) after Bitcoin and Ethereum.
- In January 2018, XRP overtook Ethereum in market capitalization, temporarily becoming the second-largest cryptocurrency after Bitcoin.
- In 2023, Ripple won a lawsuit against the US Securities and Exchange Commission (SEC), determining that XRP was not a security, which led to a price spike in 2024.
- XRP is integrated into more than 300 financial institutions around the world, including banks and payment systems such as Santander and American Express.
XRP Real-Time Market Status
The current price of XRP stands at $3.17810 as of 24.01.2025.
Key indicators such as market capitalization, trading volume over the last 24 hours, an all-time high, and price change over the last year should be considered to monitor market conditions. These metrics assist traders in evaluating liquidity, trading volume, and potential asset growth. The indicators’ values are provided below as of January 19, 2025.
| Metric | Value |
| Market cap | $184.2 billion |
| Trading volume over the last 24 hours | $10.2 billion |
| Volume to market cap ratio | 5.52% |
| All-time high | $3.84 |
| Price change over the last year | +481.33% |
| Circulating supply | 57.49 billion XRP |
| Maximum supply | 100 billion XRP |
Weekly Elliott Wave Ripple Analysis as of 20.01.2025
The XRPUSD pair is forming a global bullish trend as a standard zigzag [A]-[B]-[C]. An impulse wave [A] has finished. Horizontal correction [B] has taken the shape of a symmetrical triangle (A)-(B)-(C)-(D)-(E). On the last segment of the price chart, the price is rising within an impulse [C].
The impulse bullish wave [C] consists of sub-waves (1)-(2)-(3)-(4)-(5). The most powerful sub-wave (3) is likely underway. The sub-waves 1-2-3-4 have been completed. Two parts of the final sub-wave 5 may have finished. The sub-wave [3] is unfolding. The XRP price may soar to 3.458 within the sub-wave (5) of [3]. At this mark, the sub-wave (5) will retrace 38.2% of the sub-wave (3).
Weekly XRPUSD Trading Plan:
Buy 2.156, TP 3.458
XRPUSD Elliott wave analysis is presented by an independent analyst, Roman Onegin.
XRP Price Forecast for 2025 Based on Technical Analysis
When conducting a technical analysis of XRP, it is crucial to consider several factors to predict the price movement more accurately.
1. The XRP price is trading above the pink EMA line, which is a bullish signal, confirming the current uptrend. Thus, if the price remains above this line, the asset may continue to rise.
2. The MACD indicator shows a divergence between the blue MACD line and the orange signal line. Currently, the blue line is moving above the orange one, pointing to bullish market sentiment and signaling a potential growth continuation.
3. The Fear & Greed Index stands at 64, reflecting a state of moderate greed in the market. This may signal a potential growth continuation in the coming weeks. However, it is essential to monitor changes in this indicator, as values above 80 may imply market overheating and a potential reversal.
All three indicators confirm the current positive tendencies in the market, hinting at a possible bullish trend for XRP in the near future.
| Month | Minimum, $ | Maximum, $ |
| January | 2.90 | 3.50 |
| February | 3.10 | 3.70 |
| March | 3.30 | 3.90 |
| April | 3.40 | 4.00 |
| May | 3.60 | 5.00 |
| June | 3.40 | 4.00 |
| July | 3.30 | 4.00 |
| August | 2.90 | 3.40 |
| September | 2.90 | 3.40 |
| October | 2.90 | 3.40 |
| November | 3.40 | 4.00 |
| December | 4.00 | 5.00 |
Long-Term Trading Plan for XRPUSD for 2025
According to the technical analysis performed, the following levels and signals can be used for long-term trading:
- Enter a trade at 2.2000 when the price reaches this resistance level.
- Set a take-profit order at 3.4000, the potential first bullish target.
- Re-enter the trade at 2.9000 after a pullback to profit from a correction.
- Place a take-profit order at 4.0000, where the market may face strong resistance.
- Open a short position at 5.0000, where traders may lock in substantial profits, causing the price to decline.
- Set a take-profit order at the 4.0000 level, from which the price may start stabilizing.
In summer, the price often trades in a sideways trend. Therefore, it is better to refrain from trading at this time and wait for a swing low in September or October to open long trades again.
Analysts’ XRP Price Projections for 2025
In 2025, the XRP price forecasts vary due to market factors such as cryptocurrency demand, global economy and regulations. Let’s take a look at the leading analysts’ opinions.
CoinRepublic
Price range in 2025: $1.456–$3.276 (as of 19.01.2025).
According to CoinRepublic, XRP will set a low of $1.456 and a high of $2.184 in the first half of 2025, trading between these levels through summer. After that, the price is expected to increase, peaking at $3.276 in September and remaining at this level until the end of 2025.
| Month | Minimum, $ | Average, $ | Maximum, $ |
| January | 1.456 | 2 | 2.184 |
| February | 1.456 | 2 | 2.184 |
| March | 1.456 | 2 | 2.184 |
| April | 1.456 | 2 | 2.184 |
| May | 1.456 | 2 | 2.184 |
| June | 1.456 | 2 | 2.184 |
| July | 1.456 | 2 | 2.184 |
| August | 1.456 | 2 | 2.184 |
| September | 2.184 | 3 | 3.276 |
| October | 2.184 | 3 | 3.276 |
| November | 2.184 | 3 | 3.276 |
| December | 2.184 | 3 | 3.276 |
CoinCodex
Price range in 2025: $3.24–$4.89 (as of 19.01.2025).
According to CoinCodex, XRP is forecasted to start 2025 at $3.24 and steadily grow after that. The 12-month average forecast indicates moderate volatility, highlighting March and April as promising months for investments.
| Month | Minimum, $ | Average, $ | Maximum, $ |
| January | 3.24 | 3.37 | 3.51 |
| February | 3.32 | 3.37 | 3.46 |
| March | 3.46 | 4.18 | 4.89 |
| April | 3.76 | 4.34 | 4.71 |
| May | 3.49 | 3.76 | 4.00 |
| June | 3.43 | 3.53 | 3.63 |
| July | 3.64 | 3.96 | 4.28 |
| August | 3.88 | 4.07 | 4.33 |
| September | 3.89 | 4.06 | 4.17 |
| October | 3.89 | 4.11 | 4.27 |
| November | 3.73 | 3.83 | 3.97 |
| December | 3.69 | 3.76 | 3.80 |
Analysts’ XRP Price Projections for 2026
Analysts provide different XRP price estimates for 2026 based on current data and market trends. This section reviews the main forecasts and assesses the potential range of the asset’s value.
CoinRepublic
Price range in 2026: $2.18–$3.27 (as of 19.01.2025).
Experts at CoinRepublic suggest that the XRP price will be relatively stable in 2026. The highest and the lowest prices are expected to reach $2.18 and $3.27, respectively, due to the influence of global market factors and the conservative development of the cryptocurrency market.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2026 | 2.18 | 3.00 | 3.27 |
Telegaon
Price range in 2026: $6.94–$10.18 (as of 19.01.2025).
Telegaon presents an optimistic outlook for XRP in 2026, attributing a potential uptrend to its increasing popularity and diverse usage. However, macroeconomic factors and market stability may also affect the price. Predictions suggest XRP may reach $10.18 by 2026.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2026 | 6.94 | 8.53 | 10.18 |
NamecoinNews
Price range in 2026: $2.06–$3.01 (as of 19.01.2025).
According to NamecoinNews, XRP may experience corrections in 2026 but is expected to recover, showing stability throughout the year. The portal suggests the highest price of the asset will not exceed $3.01.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2026 | 2.06 | 2.37 | 3.01 |
Analysts’ XRP Price Projections for 2027
This section presents XRP price forecasts for 2027 from leading experts. The analysis is based on the assessment of market conditions, fundamental factors, and technical data, allowing you to make accurate predictions for this period.
CoinRepublic
Price range in 2027: $2.91–$4.37 (as of 19.01.2025).
CoinRepublic forecasts that the XRP price will remain within the previously mentioned values in 2027. The main factors affecting the price movement are related to investor sentiment and global market conditions. The asset may continue to recover from the previous corrections.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2027 | 2.91 | 4.00 | 4.37 |
CoinCodex
Price range in 2027: $3.05–$3.63 (as of 19.01.2025).
CoinCodex predicts a moderately positive year for XRP in 2027, with an average price of $3.26. The highest value is expected to hit $3.63 in July, while January may see a low of $3.05.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2027 | 3.05 | 3.26 | 3.63 |
NamecoinNews
Price range in 2027: $2.15–$2.90 (as of 19.01.2025).
NamecoinNews predicts a bearish trend for XRP at the start of 2027, reducing the chances for significant gains. Short-term trading may become an opportunity for profit, while the long-term outlook depends on market movement.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2027 | 2.15 | 2.42 | 2.90 |
Analysts’ XRP Price Projections for 2028
In 2028, the XRP price will hinge on changes in the global economy, market trends, and the adoption of Ripple’s technology in new financial processes.
CoinRepublic
Price range in 2028: $3.64–$6.55 (as of 19.01.2025).
According to CoinRepublic, the XRP price may reach a high of $6.55 in 2028, bolstered by favorable market conditions and the impact of major events such as the US presidential election. The average value of the token may be around $5, and the lowest price may reach $3.64 if the market becomes bearish.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2028 | 3.64 | 5.00 | 6.55 |
Telegaon
Price range in 2028: $16.78–$24.84 (as of 19.01.2025).
Telegaon projects an average price of $20.29, with an estimated price range between $16.78 and $24.84. Given the increasing interest from banks and financial institutions, this cryptocurrency has the potential to reach new all-time highs.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2028 | 16.78 | 20.29 | 24.84 |
NamecoinNews
Price range in 2028: $2.25–$5.88 (as of 19.01.2025).
NamecoinNews assumes XRP is poised to continue gaining traction, maintaining significant long-term growth potential. Analysts believe that the highest price of the token will hit the $5.88 mark.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2028 | 2.25 | 2.79 | 5.88 |
Analysts’ XRP Price Projections for 2029
Forecasts for 2029 point to high volatility, presenting opportunities for active trading but also facing heightened risks. Let’s examine these predictions.
CoinRepublic
Price range in 2029: $4.368–$7.644 (as of 19.01.2025).
CoinRepublic‘s forecast for 2029 shows that XRP may hit a high of $7.644, given favorable market conditions, with a low of $4.368 and an average price of around $6. This outlook is influenced by the long-term crypto market trends and the impact of political activity in previous years.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2029 | 4.368 | 6 | 7.644 |
CoinCodex
Price range in 2029: $5.54–$8.95 (as of 19.01.2025).
CoinCodex predicts that the bullish trend that started in the previous year may persist in 2029. The potential XRP price ranges from $5.54 in January to $8.95 in March, indicating high volatility and active trading opportunities.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2029 | 5.54 | 7.23 | 8.95 |
NamecoinNews
Price range in 2029: $5.33–$8.23 (as of 19.01.2025).
NamecoinNews assumes a strong recovery of XRP’s market position. According to the analysis, the token may soar to a high of $8.23, with the average price predicted at $6.36. The anticipated lowest price stands at $5.33, emphasizing the possible volatility of the asset.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2029 | 5.33 | 6.36 | 8.23 |
Analysts’ XRP Price Projections for 2030
This section presents analysts’ views on the XRP price performance in 2030.
Telegaon
Price range in 2030: $36.86–$48.03 (as of 19.01.2025).
Telegaon suggests that XRP may show significant growth in 2030 compared to previous years. This highlights the potential for long-term investment due to increasing demand and the deeper adoption of Ripple in the financial sector.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2030 | 36.86 | 42.34 | 48.03 |
NamecoinNews
Price range in 2030: $5.10–$6.27 (as of 19.01.2025).
According to NamecoinNews, XRP will experience lower trading activity compared to previous years. The highest price is expected at $6.27 and the lowest one at $5.10, averaging around $5.47. Analysts suggest a more stable price movement and a potential opportunity for conservative investments.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2030 | 5.10 | 5.47 | 6.27 |
Fitpay
Price range in 2030: $3.00–$8.00 (as of 19.01.2025).
Fitpay‘s analysis indicates that the burgeoning popularity of cryptocurrencies, global trade flows, and the introduction of the Central Bank Digital Currency (CBDC) may positively impact XRP’s value. However, XRP’s centralized nature may curb its growth. Furthermore, Bitcoin’s fifth halving in 2028 may trigger a bull market, boosting demand for Ripple as the main currency for digital asset transfers.
| Year | Minimum, $ | Average, $ | Maximum, $ |
| 2030 | 3.00 | 5.50 | 8.00 |
Analysts’ XRP Price Projections until 2050
According to Bitscreener, XRP will trade between $5.41 and $6.79 in 2035. In 2040, the asset will fluctuate between $7.16 and $8.97 and between $10.65 and $13.35 in 2050. The price is expected to climb moderately each year.
Telegaon predicts a steady long-term increase for XRP, forecasting the range of $69.37–$87.49 by 2035, $119.08–$160.34 by 2040, and $236.18–$285.56 by 2050. The forecast confirms the strong outlook for the asset based on the prospects of its adoption in the financial sector.
NamecoinNews anticipates a significant appreciation of XRP in the long run. By 2040, projections indicate a price range of $15.66–$28.87, nearly doubling the 2030 figures. By 2050, Ripple may soar to $89.08–$92.52, underscoring the asset’s promising outlook as a long-term investment.
| Year | Bitscreener, $ | Telegaon, $ | NamecoinNews, $ |
| 2035 | 5.47 | 78.16 | – |
| 2040 | 7.21 | 100 | 22.26 |
| 2050 | 8.95 | 252.43 | 90.80 |
Overall, the forecasts suggest a promising outlook for XRP as a long-term investment. Despite the differences in predictions, analysts agree that the further implementation of the Ripple technologies and the development of the crypto market will positively affect the XRP value.
Recent developments, such as XRP’s legal victory over the SEC and Donald Trump’s assertion that the US should take a leading role in the cryptocurrency landscape, present considerable opportunities for the entire market. In this light, some predictions may even seem overly cautious, considering the potential for a surge in interest and investment in the industry.
Market Sentiment for XRP (Ripple) on Social Media
Social media plays an essential role in shaping media sentiment and market perception of XRP. Platforms like Twitter, Reddit and Telegram are used for news discussions and speculation around Ripple.
A tweet from user @realXRPwhale expresses optimism about the future of XRP. The user has attached a photo of Donald Trump with Ripple’s founders, emphasizing the importance of the partnership and reinforcing confidence in XRP’s future growth. The tweet claims that “greatness for XRP awaits.”
User @LeviRietveld is also optimistic about the future of XRP. The image is a metaphor showing that XRP could become a widespread means of payment. The author emphasizes that “XRP is the future,” suggesting that this cryptocurrency will be a mainstream payment method, even for buying real estate.
Social media and investor sentiment regarding XRP is extremely positive. Users are confident that, with ongoing technological advancements and Ripple’s court victories, the asset is poised for continued growth.
XRP Price History
The highest Ripple (XRP) price of $3.3963 was recorded on 2025-01-16.
The lowest Ripple (XRP) price of $0.1055 was set on 2020-03-13.
The chart below shows the XRPUSD pair performance over the last ten years. It is crucial to evaluate historical data to make the forecasts as accurate as possible.
- In December 2017, XRP experienced a significant surge, fueled by increasing interest in cryptocurrencies and the widespread adoption of Ripple as a solution for interbank transfers. The asset price soared to a record $3.84 during that time.
- In January 2018, XRP became the only cryptocurrency other than Bitcoin to overtake Ethereum in market capitalization thanks to strong investor interest and partnerships with major banks.
- In December 2020, the XRP price slumped again due to the SEC lawsuit accusing Ripple of selling unregistered securities.
- In March 2023, the SEC lost a court case against Ripple, declaring that XRP is not a security.
- In 2024, the XRP price skyrocketed again after positive news about possible regulatory changes and improvements in the legal status of cryptocurrencies.
XRP Fundamental Analysis
Fundamental analysis of the XRP exchange rate involves evaluating key factors that can significantly affect its price, including both external and internal factors. For example, changes in the legal sector, news about legal proceedings, and the introduction of new technologies. In addition, general trends in the cryptocurrency market, as well as supply and demand, which can both support and change the value of XRP, are essential.
What Factors Affect the XRP Price?
- Legal issues and solutions. Litigations, such as the SEC’s lawsuit against Ripple, directly impact the price of XRP.
- Cryptocurrency market news. The general cryptocurrency market sentiment and news about cryptoassets may significantly influence the demand for XRP.
- Ripple technology upgrades. The development of new features and enhancements to the Ripple network, such as partnerships with financial institutions, may boost the value of XRP.
- Speculation and market sentiment. The psychology of traders and investors strongly influences price movements.
- Bitcoin price. Shifts in the Bitcoin price, the main cryptocurrency, affect the entire digital asset market, including XRP. Institutional investors often focus on Bitcoin, and the rest of the market follows its movements.
- Government policies. Legislative and regulatory measures regarding cryptocurrencies, as well as the general political environment in certain countries, can substantially affect the XRP price.
More Facts About XRP
XRP is a cryptocurrency created by Ripple Labs in 2012 to enhance international money transfers by reducing costs and transaction time in traditional financial systems. It serves as a token for instant payments across various currencies and countries.
Unlike many other cryptocurrencies, Ripple does not utilize mining, resulting in faster and cheaper transactions. XRP is used by large financial organizations such as banks and payment systems, which confirms its practical value in the real economy. The Ripple blockchain is actively employed for interbank transfers and settlements between cryptocurrency exchanges and other participants in financial markets.
Advantages and Disadvantages of Investing in XRP
Investing in XRP carries pros and cons. Like any asset, this cryptocurrency requires careful analysis of risks and possible benefits. Let’s consider them in more detail.
Advantages:
- Fast and cheap transaction processing.
- High liquidity on many crypto exchanges.
- Integration with major financial institutions.
- Potential for mass use in international transfers.
- Low inflation due to limited supply of tokens.
Disadvantages:
- Dependence on regulation and legal issues, particularly concerning the SEC.
- Lack of decentralization compared to other cryptocurrencies.
- Competition from other cryptocurrencies and blockchains.
- Volatility and risks associated with rapid price changes.
- Limited technological progress compared to more innovative cryptocurrencies.
XRP is a stable cryptocurrency with low transaction costs. However, its future prospects depend on legal issues and competition in the financial technology industry.
How We Make Forecasts
Forecasts for cryptocurrencies such as XRP are based on a comprehensive approach that includes technical and fundamental analysis.
- Short-term forecasts focus on current market conditions and price movements using technical indicators such as moving averages, the RSI, and MACD.
- Medium-term forecasts take into account a wider range of factors, including news and market developments, legal aspects, and the macroeconomic situation.
- Long-term forecasts rely on historical data, long-term trends, the impact of technological innovations, and global economic and political factors such as cryptocurrency regulation and mass adoption of blockchain technology. We utilize data from various analytics platforms and models to present an informed and multi-faceted forecast.
Conclusion: Is XRP a Good Investment?
XRP remains an attractive asset for medium- and long-term investments despite legal and market risks. Its application in payment systems, fast transactions and low fees create upside potential, especially given the forecast of positive regulation in the future.
Notably, Ripple has become the only cryptocurrency, except Bitcoin, that was once able to surpass Ethereum in market capitalization. Nevertheless, the instability of the cryptocurrency market and uncertainty in the legal status may affect its price, which is essential to consider when making investment decisions.
XRP Price Prediction FAQ
The current XRP price is $3.17810 as of 24.01.2025.
Forecasts for 2025 indicate a price range of $3.75–$6.87. However, the price growth will depend on market conditions and the development of the cryptocurrency sector.
In 2030, the XRP price may range between $36.86 and $48.03. The asset may surge, given positive developments in the cryptocurrency market and the overall economy.
In 2040, the XRP price may reach the range of $119.08–$160.34, depending on financial institutions’ continued adoption of the cryptocurrency and an improved regulatory environment.
Yes, XRP is predicted to reach and surpass the $5 mark, especially if the cryptocurrency market continues to rise and Ripple gains broader acceptance among investors and financial institutions.
Hitting the $100 mark seems unlikely for XRP in the coming years. However, the large-scale introduction of Ripple technology could significantly increase its market value in the long term.
The price of XRP hinges on market conditions, supply and demand, court decisions regulating the cryptocurrency, as well as the integration of Ripple into financial institutions, and increasing public confidence in cryptocurrencies.
Price chart of XRPUSD in real time mode
The content of this article reflects the author’s opinion and does not necessarily reflect the official position of LiteFinance. The material published on this page is provided for informational purposes only and should not be considered as the provision of investment advice for the purposes of Directive 2004/39/EC.
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